Cottages are awesome places to relax and escape city life. But they’re usually used only part of the year, meaning their heating and cooling needs differ from those of homes. You want systems that are easy, reliable, and affordable.
So, what’s the best way to keep your cottage comfy for you and your tenants? Today, we’ll discuss the best heating and cooling systems for cottages. Let’s get started.
Top Heating Options for Cottages
Most cottage owners aren’t running heat all year round. You only need heating when you’re there, usually on weekends or holidays. So you need a heating system that’s fast, effective, and easy to manage.
Here are the best heating options to keep your cottage comfortable:
Wood Stoves and Pellet Stoves
Wood stoves are a classic way to heat cottages. There’s something comforting about a fire crackling away. They burn logs you chop yourself or buy locally, which is handy if your cottage is tucked away in the woods.
Both types give off steady heat and work well even if the power goes out. Installation and the stove itself usually cost between $3,000 and $4,000. You’ll need to store wood or pellets and keep an eye on the fire, so it’s a bit more hands-on. But for many cottage owners, that’s all part of the charm.
Electric Baseboard Heaters
Electric baseboard heaters sit along the base of your walls and use electricity to warm up quickly. Flip them on when you arrive, and your rooms will feel cozy in no time.
Since cottages aren’t usually heated year-round, electric baseboards are great because they don’t require maintenance or special attention. You can heat just the rooms you’re using, which helps keep electricity bills down.
A cottage around 1,000 to 2,000 sq ft usually needs about 6 to 10 heaters. Including installation, this costs roughly $1,200 to $4,500.
They also have the advantage of being one of the quietest heating options, which means they won’t disturb your peaceful time away from the city!
The only downside is that they can get expensive when you run them often. But for occasional visits, they’re a convenient choice.
Propane or Gas Heating
Propane heaters are perfect if your cottage remains occupied for long in the colder months. These systems typically use a propane tank outside, so you don’t need to worry about power outages interrupting your heat.
In Canada, a high-efficiency propane furnace (including installation) usually costs between $4,500 and $8,500. If your cottage already has an oil or electric furnace, you can often convert it to propane.
Propane heating also depends on fuel delivery. You should consider how easy it is to deliver propane to your remote cottage, especially in harsh winter weather.
Heat Pumps & Ductless Mini-Splits
Heat pumps are becoming a favourite choice for cottage owners who spend a lot of time there. They cost about $10,000 to $20,000, including installation.
These come in two main types, central options if you already have a furnace and ductwork. Or ductless options if you don’t, which instead use indoor ‘heads’ to circulate the air directly into rooms.
Heat pumps offer something other heating methods don’t: efficiency and eco-friendly operation. Instead of generating heat from scratch, they move existing heat from outside your cottage into your rooms—even when it feels cold outside.
Other benefits include:
- Can both heat and cool your cottage
- Lower energy bills over time
- Long lifespan (often 15–20 years)
- Safer, no combustion or fuel storage required
- Many models offer Wi-Fi control for preheating before arrival.
However, heat pumps pay off only if you’re at your cottage frequently. For casual weekend visitors, the cost might outweigh the benefits.
Best Cooling Options for Cottages
Anyone with a cottage in southern Ontario, the Okanagan, or Quebec’s Eastern Townships knows that summer heat can make your cottage feel more like a sauna.
Obviously if you have ductwork in your cottage because it’s heated with a furnace, then a central air conditioner is a good option.
Here are some of the other best ways to cool your cottage without breaking the bank:
Ductless Mini-Split Air Conditioners
Ductless AC systems are ideal for cottages without ductwork installed. These are similar to the ductless heating & cooling systems mentioned above, but are designed only to cool, so they tend to be cheaper than systems that do both.
They’re also relatively quiet, so they won’t disturb your peaceful getaway. Expect to pay between $4,500 and $8,500+ per unit, including installation.
Portable Air Conditioners
Portable air conditioners are an affordable fix if your cottage gets a little too warm during summer weekends. They’re simple to use—you just wheel them into the room you want cooled, plug them in, and turn them on. Prices are usually between $300 and $700.
They can be pretty noisy, which isn’t ideal if you want to relax quietly at your cottage. And if temperatures regularly go high, they might struggle to keep things cool enough. It could still be a good choice if your cottage doesn’t get too hot or if you’re only there occasionally.
Window Air Conditioners
Window AC units come in different sizes (measured in BTUs), just like portable air conditioners. They’re popular because they’re affordable ($175 – $800) and easy to install. But before you buy, always look for the ENERGY STAR® rating.
Units with this rating use less power, keeping your monthly cooling costs down (typically $10 – $75 per month). One thing to consider: Window units can block your views and aren’t exactly pretty from the outside.
Portable and window air conditioners are an easy and cheap type of AC to consider if you don’t want to spend the money required for a more permanent central option.
Ceiling Fans and Natural Ventilation
Fans use very little energy and help circulate air, making your cottage feel cooler even on hot days. However, if your cottage regularly experiences extreme summer temperatures, ceiling fans alone might not be enough.
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All-in-One Solutions: Heating and Cooling Systems
Some cottage areas in Canada—like southern Ontario, coastal BC, or the Maritimes—experience both hot summers and chilly winters. For these locations, it’s better to go with specialized units:
Heat Pumps
Cottages often have limited space. Why crowd your space with multiple units when one heat pump can handle both jobs? Heat pumps can handle heating in winter and cooling in summer, all with one efficient system.
Yes, the upfront price ($10,000–$20,000, including installation) might feel steep. But consider the long-term benefits: lower energy bills, simplified maintenance, and eco-friendly operation.
Geothermal Heating and Cooling Systems
Geothermal systems tap into the natural temperature underground instead of creating heat or cold air. Pipes buried beneath your cottage transfer heat from the ground into your cottage during winter and draw heat away during summer. However, their installation costs ($25,000 – $50,000) are unrealistic for many cottage owners.
Hybrid Systems
Cottages often have uneven usage. Sometimes, you’re there just a weekend; other times, maybe an entire summer or even longer. Hybrid systems adapt easily to this unpredictable lifestyle.
For instance, you might use a heat pump most of the year and switch to a propane furnace when temperatures plunge. Most cottages don’t need hybrid systems, though.
How to Choose an HVAC System for a Cottage
Think about the following factors before choosing a heating and cooling system for cottages:
How frequently do you visit your cottage?
If you visit only a few times per year, investing in something expensive like geothermal might not make sense. But, frequent visitors or year-round residents might benefit from a high-efficiency heat pump or hybrid system.
Location and Climate
Cottages in mild climates like southern BC or Nova Scotia might do well with simpler options like ceiling fans or mini-split air conditioners. Colder regions, like the Laurentians or Muskoka, usually require stronger, more reliable heating, such as propane furnaces or wood stoves.
Budget and Long-Term Savings
Sometimes, cheaper upfront options cost more in the long run due to high energy bills. Systems like heat pumps and geothermal heating cost a lot initially but can pay off over time with lower monthly costs.
Maintenance and Convenience
Wood stoves are charming but require regular effort. Electric baseboard heaters or propane furnaces, meanwhile, offer easier, low-maintenance operation.
Environmental Impact
If eco-friendly living is important to you, geothermal and heat pumps are clear winners. Wood stoves, while cozy, produce more emissions.
System | Cost | Pros | Cons | Best for |
---|---|---|---|---|
Wood or Pellet Stove | $3,000–$4,000 | Cosy, reliable without electricity, affordable fuel | Requires regular effort and storage space | Occasional winter use, remote locations |
Electric Baseboard | $1,200–$4,500 | Easy to use, low-maintenance | Expensive electricity bills | Occasional visits, mild climates |
Propane Furnace | $4,500–$8,500 | Fast heating, convenient, reliable | Fuel deliveries, storage needed | Frequent users, colder climates |
Heat Pump | $10,000–$20,000 | Efficient, heats and cools, eco-friendly | High upfront cost | Frequent visitors, year-round use |
Geothermal | $25,000–$50,000 | Low operating costs, eco-friendly | Very high initial investment | Long-term, year-round cottage owners |
Portable/Window AC | $175–$800 | Affordable, simple setup | Noisy, limited cooling | Occasional summer use |
Conclusion
If you’re tired of chopping wood, carrying pellets, or dealing with fuel deliveries, a heat pump is the ultimate choice for a stress-free cottage.
Ready to make cottage life comfortable? We provide no-obligation quotes from your local contractors. Consult with them to find the best option for your cottage. Get a free quote today!
Frequently Asked Questions
What’s the most cost-effective heating option for a cottage?
Electric baseboard heaters are usually the cheapest to install, especially for seasonal use. But if you’re there frequently, a heat pump could save you more money in the long run, even with higher upfront costs.
Can I use solar power for heating my cottage?
Solar power alone usually isn’t enough for heating during cold Canadian winters. However, it can help reduce electricity bills if combined with efficient options like a heat pump.
How do I winterize my cottage’s heating system?
Start by shutting off your system, draining pipes and water tanks, and insulating exposed pipes. For propane systems, shut off the gas supply. With electric heat, turn off circuit breakers. If unsure, ask a local professional for guidance to prevent damage.