Payne Furnace Review

Your complete Payne furnace buying guide, updated with top model comparisons, prices, AFUE ratings, features, warranty info, and more.

Article Contents

• • At a Glance:
    • Strong Points
    • Room for Improvement
    • Bottom Line
  • Price Range
  • Model Tiers
    • Better
    • Best
  • Model Breakdown and Comparison
  • Features Overview
  • Warranty
  • About the Company
  • Payne Customer Reviews

Canadian homeowners are often having to watch their budgets carefully for large purchases like furnaces and other HVAC upgrades, but there's a lot more to consider when buying a new furnace than just the price.

Price is certainly important, but there are things like efficiency ratings and warranties that can save you more money in the long run than buying a furnace with a cheaper sticker price.

We’ve put together this comprehensive buying guide and furnace review to help you easily compare Payne furnaces and see what the available models have to offer in terms of AFUE ratings, efficiency, features, and warranty terms.

If you're in the market for an HVAC upgrade, then this comprehensive guide will help you decide if a high-efficiency Payne furnace is the right fit for your home, and help you choose a model that suits your comfort needs and budget.

Also Read: The Best Furnaces for Canadians

Payne Furnaces, At a Glance

Strong Points

Payne’s dedication to designing and manufacturing some of the best high-efficiency furnaces can be seen throughout their entire selection of quality heating systems.

The brand can deliver quality products that feature impressive AFUE efficiency ratings as well as ENERGY STAR® certifications. Additionally, Canadian homeowners can rest easy knowing that the brand’s comprehensive warranty coverage fully backs their investment.

Room For Improvement

Despite the brand’s ability to deliver high-quality heating systems, one area that could use attention is Payne’s complete lack of innovative features.

Although the brand can promise Canadian homeowners a dependable, long-term performance thanks to their high-quality internal components, the absence of new technologies keeps their furnaces from exceeding expectations.

Additionally, some Canadian consumers may find the selection of Payne’s high-efficiency furnaces to be limited. The brand currently offers two ENERGY STAR-certified premium-grade units and two affordable mid-range models, one of which has ENERGY STAR certification.

Although all of Payne’s products are high-performing and reliable, the shortage of available options may turn some buyers off.

The Bottom Line

Payne delivers a consistent level of high-efficiency heating and cooling products for Canadian consumers. Despite the brand’s limited selection, the furnaces that they do offer are dependable and guarantee to deliver expert comfort for almost any Canadian home.

Backed by a comprehensive warranty coverage, Payne furnaces ensure long-term efficiency and savings.

➤ Get the BEST deals and special offers on Payne furnaces: See deals in your city here

General Price Range for Payne Furnaces

$3,250 – $5,500 (with installation)

Promotions and deals make it difficult to provide an exact price point for Payne furnaces. Your unit’s final cost will be determined by the size and location of your home, the specific furnace you choose, as well as any additional installation factors.

The specific model you choose will impact the cost for many reasons, including that furnaces with different outputs and capacities will have varying costs.

With most HVAC manufacturers, tier is another important consideration. Most manufacturers have entry-level, mid-range, and top-tier furnace models, and the tier will determine what the furnace has to offer in terms of features, warranty, efficiency, and price range.

Payne is a little different because they only ever have a few furnace models available at a time, and they really only have two furnace tiers. Furthermore, their furnaces don’t differ much in terms of features, warranties, or even AFUE ratings.

Nonetheless, the tier will still impact the price range, and Payne furnace tier price ranges can be broken down like so:

• Mid-range models: $3,250 – $4,375
• Top-tier models: $4,375 – $5,500

Want to learn more about general furnace pricing? Get a complete in-depth breakdown of high-efficiency gas furnace prices in Canada.

Introduction to the Payne Furnace Series

Better – Mid-Range

Payne furnaces don’t differ that much from tier to tier, and the main difference between their furnace tiers is the efficiency rating and whether the units are single-stage or two stage.

Payne’s mid-range furnaces are fixed-speed systems that are available for Canadian consumers in a single-stage operation. These affordable units are still able to boast AFUE efficiency ratings of up to 96%, which can help homeowners accumulate savings in the long-term.

Best – Premium

The furnaces in Payne’s top tier are ENERGY STAR-certified models that can achieve AFUE efficiency ratings of up to 96%. With an adaptable two-stage operation, Payne’s selection of premium-grade furnaces will undoubtedly keep your home feeling warm and comfortable throughout even the harshest of winters.

➤ Get the BEST Prices on Payne furnaces: Fill out a free quote request here

Comparison of Payne’s Top Models

PG96VAT

As one of the brand’s most efficient furnaces, the Payne PG96VAT can guarantee excellent comfort for almost any Canadian home. The unit’s two-stage gas valve pairs with a variable-speed blower motor to deliver smooth and consistent temperatures all winter long. The unit also delivers better humidity control and quiet operation, and it’s equipped with a high temperature limit control to help guarantee the safety of your home and family. You can also pair this unit with air purification and humidification systems for improved indoor air quality and moisture control.

Furnace Stats

AFUE – Up to 96%
Furnace type – Two-Stage
ENERGY STAR rated? Yes
Tier – Premium
Price range: $4,375 – $5,500
What's good: Payne’s top-of-the-line model promises quiet, consistent, efficient, and reliable heating comfort for your home throughout even the coldest of winters.

PG95ESA

The PG95ESA has a slightly less advanced single-stage gas valve compared to the premium PG96VAT, but the PG95ESA still has the same excellent AFUE rating and ENERGY STAR certification, and at a slightly lower cost. The five-speed ECM blower motor promises quiet, efficient, and consistent temperature control throughout the winter, whether you're experiencing mild days or a cold snap. The unit also has a soft-mounted blower and inducer motor to ensure quiet comfort, and the direct spark gas ignition ensures reliable performance.

Furnace Stats

AFUE – Up to 96%
Furnace type – Single-Stage
ENERGY STAR rated? Yes
Tier – Mid
Price range: $3,250 – $4,375
What's good: An affordable, reliable, and efficient furnace with excellent temperature control and maintenance.

PG95XAT

With an AFUE efficiency rating of up to 95.5%, the ENERGY STAR-certified PG95XAT is one of Payne’s premium-grade furnaces. Additionally, Canadian homeowners will be able to enjoy the unit’s operation in peace thanks to its superior sound-reducing functionality. The two-stage gas valve and multi-speed blower motor deliver increased efficiency, quieter operation, improved air quality, better temperature consistency, and lower maintenance requirements. The unit also has additional insulation and other design specifications that promise less energy loss and quieter performance.

Furnace Stats

AFUE – Up to 95.5%
Furnace type – Two-Stage
ENERGY STAR rated? Yes
Tier – Premium
Price range: $4,375 – $5,500
What's good: A quiet, safe, reliable, and efficient furnace that can be paired with air purification and humidification systems.

PG95ESUA

The PG95ESUA is the most affordable and most basic furnace that Payne offers, but it still has an excellent efficiency rating and promises reliable and consistent performance. Plus, it reduces nitrogen oxide emissions by 65 percent, so it meets rigid air quality regulations and could be eligible for additional clean air rebates. The multi-speed blower motor ensures quiet and efficient operation and excellent temperature consistency, and the dual fuel design lowers energy use and maximizes comfort.

Furnace Stats

AFUE – Up to 95%
Furnace type – Single-Stage
ENERGY STAR rated? No
Tier – Mid
Price range: $3,250 – $4,375
What's good: Specifically designed for lower nitrogen oxide emissions, and the model meets strict air quality control regulations.

Recently Discontinued Payne Furnace Models

Discontinued furnaces from Payne might still be available through the manufacturer or your local HVAC distributor, but the manufacturer isn't making them any more. If you're interested in one of the discontinued models, then contact one of our certified HVAC contractors to inquire about stock.

Discontinued PG95S Furnace Stats

AFUE – Up to 95.5%
Furnace type – Single-Stage
ENERGY STAR rated? No
Tier – Mid
What's good: A reliable and hard-working mid-range furnace that’s quiet, reliable, safe, and affordable.

Discontinued PG92S Furnace Stats

AFUE – Up to 92.1%
Furnace type – Single-Stage
ENERGY STAR rated? No
Tier – Mid
What's good: An extremely affordable and high-quality, high-efficiency furnace with sound-reducing features and an excellent warranty.

Payne Features Overview

Payne doesn’t offer Canadian consumers a wide array of additional features for their high-efficiency furnaces. Rather, the brand focuses on delivering products that come standard with a range of expertly engineered internal components.

Although Payne furnaces don’t boast any proprietary technologies or novel features, they do have some convenient qualities, including that they:

• Are compatible with air purifiers and humidifiers
• Are equipped with ECM blower motors that promise better efficiency and temperature consistency, less maintenance, and improved air quality
• Have secondary heat exchangers to reduce heat loss and increase efficiency
• Have sound-reducing features for quieter operation
• Come with insulated cabinets for reduced energy loss

Be a happy homeowner when you purchase a Payne furnace. Fill out our online form and ask for a free quote.

Important Warranty Information

Canadian homeowners can rest assured knowing that the brand’s warranty comprehensively covers their high-efficiency Payne furnace. All of the brand’s premium- and mid-range units feature the same extensive coverage.

This includes a limited 20-year warranty on the heat exchanger as well as a limited 10-year parts protection warranty.

To be eligible for these warranty terms, you must register your new furnace within 90 days of installation. Should you fail to register the furnace, the parts warranty will only last for five years.

The heat exchanger warranty, however, is the same with or without registration. 

PAYNE – ABOUT THE COMPANY

Founded in 1914 by D.W. Payne, the Payne Heating & Cooling Company has been delivering high-quality home comfort for over 100 years. They’ve dedicated themselves to producing attractive and affordable HVAC systems that are capable of achieving excellent rates of efficiency.

The brand is perfect for Canadian homeowners who are looking for a dependable heating and cooling solution at a reasonable price.

Eager to learn more about Payne furnaces? Fill out an online quote request, and one of our representatives will be happy to provide you with a free, no obligation quote.

Payne Customer Reviews