

Payne PG97VTA Review
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AFUE:Up to 76%
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ENERGY STAR ®:Yes
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Burner Type:Dual-Stage
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Blower Type:Variable 25-speed ECM blower motor
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Warranty Score:
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Overall Grade:
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Price:$4,500 - $5,500
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BTU Output:40,000 - 120,000
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Warranty Grade: It can be difficult to know which brands and models offer the best warranty coverage, particularly because a lot of the key details are hidden in dense warranty documents filled with hard to understand legalese. Thankfully for you, we’ve carefully studied them and created this grading system to account for things like the length AND quality of their guarantee, coverage restrictions and more!
Overall Grade: This grade weighs key factors like efficiency, ENERGY STAR certification, comfort, noise level (for A/Cs), our warranty grade, and more.
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Limited inventory: Please note, this model has been marked as having limited inventory by the manufacturer, although it may still be available for purchase through distributors and contractors for some time.
Payne Brand Overall Rating & Average Price
The Payne PG97VTA is a high-efficiency, two-stage gas furnace designed to provide consistent comfort, energy savings, and reliable performance. With an impressive up to 97% AFUE rating, this furnace ensures minimal energy waste, making it a cost-effective heating solution for homeowners. citeturn0search0
This review highlights the key features, benefits, and performance of the Payne PG97VTA to help you determine if it’s the right fit for your home.
Payne PG97VTA Overview
- AFUE Rating: Up to 97%
- Burner Type: Two-stage gas valve
- Blower Type: Variable 25-speed, constant torque ECM motor
- Dual-Fuel Capable: Yes (compatible with a heat pump)
- Noise Reduction: Yes (soft-mounted blower and insulated cabinet)
- ENERGY STAR Certified: Yes
Key Features
- Variable 25-speed blower motor for improved airflow and temperature consistency
- Two-stage gas valve that operates at a lower stage most of the time to save energy, increasing to a higher stage when needed
- Dual-fuel capability – Works with a heat pump and thermostat for enhanced efficiency
- Fully insulated cabinet to reduce noise and prevent heat loss
- Air purifier and humidifier compatibility for improved indoor air quality
- Reliable hot surface ignition with silicon nitride igniter for durability
- High-temperature limit control to prevent overheating
- Solid, pre-painted steel insulated cabinet with a tight-fit door latch system
- Sound-reducing features including soft-mounted blower and inducer motor
Performance and Efficiency
With an up to 97% AFUE rating, the Payne PG97VTA ensures that only 3% of fuel is lost as waste, significantly reducing heating costs. citeturn0search0
The variable 25-speed blower motor and two-stage gas valve provide consistent and even heating, adjusting automatically based on temperature demands.
Additionally, the aluminized-steel primary heat exchanger and stainless steel secondary heat exchanger enhance durability, ensuring long-lasting and efficient performance.
Benefits of the Payne PG97VTA
- Energy-efficient heating – Up to 97% AFUE for lower utility bills
- Quiet operation – Sound-reducing features and insulated cabinet
- Consistent comfort – Variable-speed motor for precise temperature control
- Durable and reliable – High-quality construction with aluminized-steel and stainless steel heat exchangers
- Enhanced safety features – High-temperature limit control prevents overheating
- Improved air quality – Compatible with air purifiers and humidifiers
Warranty and Coverage
Payne offers comprehensive warranty protection for the PG97VTA:
- 10-Year Parts Limited Warranty (upon timely registration)
- 20-Year Heat Exchanger Limited Warranty
To receive full warranty benefits, registration must be completed within 90 days of installation and performed by a licensed professional. citeturn0search0
Final Thoughts
The Payne PG97VTA is a high-efficiency gas furnace that delivers consistent warmth, energy savings, and quiet operation. With a variable 25-speed blower, two-stage gas valve, and sound-reducing features, this furnace is an excellent investment for homeowners seeking comfort, efficiency, and long-term reliability.
If you’re looking for a quiet, durable, and efficient furnace, the Payne PG97VTA is a top-tier choice that ensures superior performance and comfort throughout the winter months.