This Payne furnace review will examine the brand’s models, efficiency ratings, features, prices, warranty, and more.

Average Price: $3000 – $7000

➤ Get the BEST Prices on Payne furnaces:  Fill out a free quote request here

Good: Payne®’s ENERGY STAR certified lineup of propane and natural gas furnace models provides consumers with a high degree of energy efficiency that will yield a positive return on their initial investment.

Want: Payne® offers standard warranty coverage with purchase of their furnaces. Although decent, it is not as competitive as some other comparable brands like: Coleman® , ComfortMaker® and Luxaire that offer more extensive coverage. Payne also has a rather limited model lineup of gas furnaces with only four models that meet Canada’s 92% AFUE minimum efficiency standard (3 models have an AFUE rating of 80% aimed at the US market). An expanded model line with more high and ultra high-efficiency models would be ideal.

The Bottom Line: Payne provides Canadians with a good selection of energy-efficient furnaces for your home or small business with standard warranty coverage. That being said, Payne furnaces are not particularly common in Canada, with more Canadians choosing to go with brands like Goodman, Keeprite, Napoleon, and others. With a limited number of natural gas furnaces models to choose from, Payne is rarely a top choice for homeowners.

Fill out our online form for your free quote on an ENERGY STAR certified, Payne® natural gas furnace.

Final Score: 6.4/10











Detailed Review

Efficiency/AFUE – 5/10

Payne®’s natural gas furnace model lineup is representative of entry level, moderate and high-efficiency models.

Efficiency Breakdown:

  • 100% of Payne® furnace models eligible for sale in Canada are ENERGY STAR certified
  • 25% of furnace model offers Canadians entry-level energy efficiency at up to 92.1% AFUE
  • 50% of Payne® furnace models provide consumers with moderate energy efficiency at 95.5% AFUE
  • 25% of Payne® furnace model provides high efficiency home heating with up to 96% AFUE

*please note that Payne® does manufacture several gas-fired furnace models that are 80% AFUE but these are not eligible for sale in Canada due to our minimum standard of 92% AFUE.

Additional Features – 6/10

  • Insulated cabinet
  • Control that limits high temperature
  • Dual heat exchanger
  • Soft mounted blower
  • Inducer motor

Pricing –  7/10

*The pricing listed below is intended as a general guideline only. Pricing may vary according to installation factors, city or region, the company or distributor you deal with, etc.

Rough price estimates for a Payne home heating system, start between $3000-$7000.  The pricing provided here should be used for budget planning purposes only. It may fluctuate to account for installation, and the companies within your area.

Price vs. Value:

Decent value for your investment.  The value that Payne provides consumers can be seen in the energy savings that consumers receive on their monthly heating bills upon upgrading to an energy-efficient unit.

Types of Furnaces –  7/10

Payne® manufactures Single Stage and Two Stage natural gas furnaces.  Their Two Stage models have Multi-Speed and/or Variable Speed.

Options available:

  • Single Stage – PG92S and PG95S
  • Two Stage/Multi Speed – PG96VAT
  • Two Stage/Variable Speed – PG95XAT

Warranty –  7/10

Payne®’s warranty plan includes standard parts and heat exchanger coverage across all of their natural gas furnace models.

Warranty Breakdown:

  • Limited 10 year parts warranty
  • 20 year limited heat exchanger warranty

Conservative warranty protection that you can depend on. Fill out our online form, and one of our team members will provide you with a no-obligation, free quote.

Payne Furnace Model Breakdown & Comparison

With over a century in the industry, Payne® has a longstanding track record of manufacturing natural gas furnace models within an affordable price point.

Payne furnaces

Payne® High-Efficiency Natural Gas Furnaces

Model NumberAFUEBTU
PG96VATUp to 96%60,000 – 120,000
PG95XATUp to 95.5%40,000 – 120,000
PG95SUp to 95.5%26,000 – 140,000
PG92SUp to 92.1%40,000 – 120,000

Interested in learning more about one of Payne®’s ENERGY STAR certified units? Fill out our online form and we will provide you with a free quote.



A Step by Step Guide to Buying a New Furnace

X Get a Quote!